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Here to help you grow

TICF Dealer Financial Services has been a trusted source for dealer wholesale financing since 1985. More than three decades later, we provide financing solutions for over 140 Toyota Forklift and Hino Truck dealers nationwide.

We pride ourselves in doing business the old-fashioned way, delivering personalized service with a dedicated analyst to support all of your wholesale finance needs. From floor-plan to real estate, revolving credit lines to rental/lease fleet financing, we have the products to drive your business forward.

Our most valued customers are you, our Toyota and Hino dealers. Here’s what a few of our dealer partners have to say about the services we provide:

We have grown from a truck repair business to one of the best performing truck dealerships in the nation. Toyota Commercial Finance has been a crucial element in our success.
KC Heidler, Tom's Truck Center

The ease of financing our real estate project with TICF was seamless. They give our family business the security of knowing we can focus on growing our business in a new location.
Rich Andres, Toyota Material Handling Northern CA

There’s an old saying that “you never get a second chance to make a first impression.” We apply this treatment to all of our dealers, all the time. If you’re considering a new floor-plan source, purchasing a new facility or exploring a growth opportunity, we can help you prosper and grow.

Overall Benefits

  • A dedicated analyst to handle your account
  • Products can be tailored to meet your needs
  • TICF is a single source for all your financing needs
  • We collaborate with you to ensure the success of your business

Benefits Extended to TICF Dealerships

Wholesale Inventory Finance

TICF offers a broad scope of flexible inventory finance options.

  • New and used inventory financing
  • Consolidated billing statements for multiple inventory financing lines

Revolving Line of Credit

We offer revolving lines of credit, which allow your dealership to tap into capital when needed. A revolving line of credit gives your dealership quick and convenient access to cash along with flexible repayment options.

  • Borrow and repay principal; no prepayment penalties
  • No transaction fees or non-usage fees
  • No financial covenants or borrow base certificates

Working Capital Loans

TICF offers working capital loans for long-term financing needs such as modernizing facilities, acquiring fixed assets/shares of dealer stock and other business working capital needs.

  • Fixed and floating rate pricing available
  • Up to 60 months term financing

Real Estate/Construction Loans

We offer real estate loans to assist your dealer’s building purchases and/or refinancing of your existing property. TICF also offers construction loans to help from acquisition to completion.

  • Flexible terms and favorable equity requirements
  • 12 to 18 months interest-only payments during construction phase
  • Permanent financing after construction

Dealer Owned Leasing Finance *APPROVED HINO DEALERS ONLY*

The TICF Dealer Owned Lease Program is designed to provide funds to credit worthy commercial truck dealerships and dealer-owned leasing companies to acquire commercial trucks for lease to their fleet customers.

  • Contracts funded within 24 hours
  • Simple documentation process

Dealer Access System (DAS)

The Dealer Access System (DAS) is an internet-based application that provides 24/7 secure access to your TICF Wholesale Portfolio. DAS enables dealership assigned users to access billing statements, reports, payment processing and review wholesale portfolio activity.

  • Secured 24/7 web-based access to your TICF Wholesale Portfolio
  • Access to reports, remit payments, payoff units and add stock numbers